Poverty affects individuals in various ways, and many believe that being born to poor parents leads to being poor. However, intelligence plays a more significant role. White individuals with low IQs are much more likely to experience poverty than those with high IQs, regardless of their socioeconomic background. In fact, a person with average intelligence can escape poverty more easily than someone from a wealthy family with below-average intelligence.
When considering factors like sex, marital status, and education, intelligence still plays a crucial role in determining poverty risk, with marital status following closely behind. Generally, educated and intelligent individuals have a very low chance of being poor. Young adults who marry also tend to avoid poverty, even if they lack intelligence or education.
The historical context of poverty in the United States shows a significant decrease from the 1930s through the 1960s, followed by stagnation in progress since then. Poverty cannot be solely blamed for other social issues, as many problems existed when poverty levels were high but declining. As the overall economic situation improved, the individuals left behind in poverty often faced deeper challenges, such as a lack of motivation and intelligence. The chapter aims to delve into how intelligence and social background influence the likelihood of poverty and to explore other factors that may contribute to this issue.
IQ scores taken during adolescence are often seen as a potential cause of poverty later in life. However, it is important to consider that poverty may also impact IQ. Research shows that IQ tends to be stable after age 10, meaning early scores can predict later IQ more reliably. Factors like upbringing can influence IQ, but the focus here is on the existing status of an individual's IQ rather than hypothetical situations. A person's IQ formed at age 15 is a significant aspect of their identity, similar to physical traits.
For many years, discussions about poverty focused on the idea that there were different types of poor people, distinguishing between those who were seen as "deserving" and "undeserving" based on their circumstances. However, by the late 1960s, the view shifted to see poverty as a result of broader social and economic factors instead of individual traits. Research on poverty often emphasizes its roots in social issues, especially concerning racial disparities, while less attention is given to white poverty.
Data from the National Longitudinal Survey of Youth (NLSY) shows that socioeconomic status (SES)—which is based on parents' education, occupation, and income—plays a significant role in whether young adults are in poverty. The findings indicate that only a small percentage of individuals from the highest SES backgrounds were in poverty, whereas a much larger percentage of those from the lowest SES backgrounds were. This suggests that being born into an advantaged home can greatly reduce the risk of poverty.
When examining the relationship between cognitive ability and poverty, data show that individuals with higher IQ scores are significantly less likely to be in poverty compared to those with lower scores. For instance, individuals in the lowest 5 percent of IQ had a much higher poverty rate than those in the highest cognitive class. Hence, both socioeconomic background and cognitive ability are linked to poverty, but cognitive ability appears to have a stronger relationship.
To better understand this connection, an analysis assessed the impact of intelligence, age, and parental socioeconomic status on the likelihood of being below the poverty line in 1989. The findings indicated that while age alone did not play an important role, both parental SES and IQ did significantly affect poverty rates.
Comparing individuals with average SES and IQ revealed that a person with a high IQ had a much lower chance of being in poverty than someone with a low IQ. Conversely, a person with poor cognitive ability but from a well-off background still faced a notable risk of poverty.
Furthermore, education plays a crucial role in these dynamics. Individuals with a bachelor’s degree generally have low poverty rates regardless of their IQ. However, among those with only a high school diploma, IQ had a significant impact on their risk of falling into poverty, demonstrating that cognitive ability is critical even within the same educational level. In conclusion, low cognitive ability is associated with a higher risk of poverty, making it a more significant factor than socioeconomic background in some instances.
Poverty among children in America is a significant issue, especially considering that in 1991, 22 percent of children under age 15 were below the poverty line. This rate is twice that of adults, indicating a deep concern in a wealthy country. The reasons for high child poverty are often oversimplified, suggesting general economic troubles and social policy failures. However, experts highlight that the main reason is that children are increasingly living in homes led by single women, who have a much higher poverty rate compared to other families. In 1991, 36 percent of children in single-mother households lived in poverty, compared to just 6 percent in other family types.
Intelligence, or IQ, also plays a crucial role in determining poverty levels among single mothers. For example, even women with below-average cognitive ability who are married are much less likely to live in poverty. A married mother with low IQ has a 10 percent chance of being poor, while the risk jumps significantly for single mothers, regardless of their IQ level. Socioeconomic background is less impactful than IQ in predicting poverty for single mothers. Even well-off mothers with average IQs face a high risk of poverty if they are unmarried. Overall, understanding child poverty requires acknowledging the significant effects of both family structure and cognitive ability.
The analysis highlights that social science issues often start simply but become more complex over time. While complications can help reflect reality, they can also distract from the original questions. A critical finding is that, for certain segments of the white population in the United States, poverty is more related to intelligence than socioeconomic status. This challenges the common belief that socioeconomic disadvantage is the main cause of poverty. Additionally, low intelligence is not an individual's fault, and many factors that influence cognitive ability are set early in life. This raises the need for policy changes to address these disparities. However, solutions should focus not just on poverty but on how all individuals can coexist and pursue happiness in a society with varying abilities and backgrounds.